目前銀行已不強制要求借款人必須提供保證人。但如果借款人自願提供保證人，銀行會根據保證人的還款能力進行評估，這可能有助於提高房屋貸款的成數。 But around age 27, millennials�?wellbeing commenced to say no �?and tendencies suggest the downturn could be in excess of what may very well be predicted from normal getting older. 通常買房都會向銀行進行第一次房屋貸款的申請，此時銀行稱為第一順位債... waiting for link from Forum Profiles (6)